Our core approach, appropriate for most investors, is to use collective funds such as unit trusts and open-ended investment companies (OEICs). However, we also advise on investment trusts and direct holdings, such as individual equities, bonds and gilts.
In addition to providing full investment advice and management, we are also able to provide a consulting service for large institutions. This allows them to obtain a second opinion before making investment decisions.
Like many other professionals, our annual management costs are calculated based upon time expended, transaction speeds, complexity of work and the amounts invested. Regular reviews are important to ensure that investments remain appropriate, and to ensure that our understanding of each client’s situation remains up to date.
It is important to note that investment performance can result in many percentage point differences in returns but charges, in general, are measured in fractions of percentage points. Thus we encourage the focus for clients to be more on investment returns rather than on charges, albeit these should be carefully monitored.
Conflicts of Interest
Cantab has developed an Open-Ended Investment Company (‘OEIC’) to benefit clients with additional structural options for holding investments. Cantab does receive an investment management fee from the OEIC and so has a ‘conflict of interest’ which is declared and transparently addressed in the Client Agreement.
ESG and Responsible Investing
Cantab is a ‘responsible’ investment manager, taking great care in the selection and recommendation of investments. Cantab has regard in its investment process to Environmental, Social and Governance criteria.
Cantab Asset Management is creative and flexible and can provide trustees with innovative solutions to challenges that are faced as the interests of the charity are considered now and in the future.
As you would expect from Cantab Asset Management, we will provide the professional skills and the business analysis and research to assist you to achieve your objectives.